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Funding readiness

See how ready you are for a funder, in the seven areas they look at, and which funders match you.

For: Owners who want a loan, a grant or an investor.
Cost: Free with your account

Start free: create your account Read the step-by-step guide

How it helps your business

What funding readiness does for you

Know which funders could say yes

An approximate match for every funding product RMK holds, with the reasons.

Fix the paperwork first

Funders turn businesses down for paperwork far more often than for a bad idea.

Ask for the right amount

How much, what for, and whether your plan can pay it back.

Apply with confidence

Start an application only for a product that fits.

How it works

Your funding readiness project, in four steps

Learn

7 short lessons, each with a video and a quiz.

Start your project

We set up a project plan for you: 15 activities, starting with “Funding required” and “Determine your funding method”.

Do the work step by step

Work through them one at a time, such as “Update access to funding plan”, “Application Process” and “Company documents”, and watch your progress. You, your apprentice or your consultant can do it.

Get your reports

A status report as you go. The last activities, such as “Term sheet” and “Loan agreement”, lead to a final report you accept. RMK also approves it where a consultant did the work.

What we expect from you

Have these ready

Your business planYour last statements, or management accountsYour tax clearance, if you have it

The report you get

Your funding readiness report and funder matches

Who it is for: You, and a funder you choose to show it to.

Your band. Ready, Almost or Not yet.
Compliance. Registrations, tax and your industry's licences.
Your people. Who runs the business and whether they can manage it.
Your market and operations. The market's size and your capacity to deliver.
The money. What you ask for, your statements, your security and whether the plan can repay it.
Legal claims, B-BBEE and jobs. Anything that would compete for the money, and your social impact.
Your funder matches. Ready, Almost or Not yet for each funding product, and why.

Along the way you also get a status report: the three stages, anything past its date, and every activity in order.

Your funding readiness report and funder matchesExample

The sections of your report

1. Your band

2. Compliance

3. Your people

4. Your market and operations

5. The money

6. Legal claims, B-BBEE and jobs

7. Your funder matches

Learn it first